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Prime Retail Space for Lease at 112 E 4th St: Establish Your Business in Downtown Waterloo, IA

  • Writer: Jared Hottle
    Jared Hottle
  • Jun 26
  • 2 min read

Updated: Jun 30

Large Open Retail Space
Open Space and Industrial Brick

Retail Space for Lease in Waterloo, IA

The cost of leasing retail space at 112 E 4th Street in downtown Waterloo is $11.16 per square foot annually (Modified Gross). For a 1,500 square foot office suite, this translates to $1,395 per month, or $16,740 per year—a competitive rate for a centrally located professional space in the Cedar Valley's business district.


This First-floor office/retail suite sits just across the bridge on E 4th Street, offering a walkable location near City Hall, the Courthouse, and the Cedar River. This address gives your business the visibility and credibility that only downtown exposure can provide.


Location Information

  • Address: 112 E 4th Street, Waterloo, IA 50703

  • Neighborhood: Downtown Waterloo is undergoing a wave of reinvestment and revitalization, attracting professionals, startups, and civic organizations alike.

  • Nearby Landmarks:

    • Lincoln Park – 1 block North

    • Black’s Building – Across the street

    • Courthouse and City Hall – 2 blocks

  • Co-Tenants:

    • Black Hawk County Gaming Association

    • R.J. McElroy Trust

    • Benjamin Edwards (Financial Services)


Prominent Cross Streets

  • E 4th Street: A major downtown corridor running through the central business district

  • Lafayette Street: Connects key civic buildings and public services

  • Sycamore Street: Just a short walk to dining and shopping


Retail Space Lease Pricing Information

  • Price per Square Foot (Annually): $11.16/SF MG

  • Price per Square Foot (Monthly): ~$0.93/SF

  • Total Monthly Rent for Suite (1500 SF): $1,395/month

  • Total Annual Rent: $16,740/year

  • CAM $2.75 PSF/Year

  • CAM Annual Expense: $4,125


Building Specifications

  • Suite Size: 1,500 SF (Main Floor)

  • Layout: Open Layout, Small backroom

  • Natural Light: Abundant windows provide bright workspaces

  • Restrooms: Shared restrooms on the same floor

  • Access: Private entrance from street level

  • Basement: Unfinished and ready for any modifications needed

  • Management: Professionally managed by JSA Development

    Floorplan of suite space
    Floorplan of suite space

Nearby Waterloo, IA Amenities

Restaurants & Cafes:

  • Newton’s Paradise Café – Casual breakfast and lunch

  • Bootlegger's Kitchen and Bar – Downtown Happy Hour Bar

  • Sub City – Local favorite to grab lunch

Business Services:

  • USPS Downtown Post Office – 3 blocks away

  • Print Express – Printing and design services around the corner

  • BankIowa – Full-service banking a short walk away

Entertainment & Parks:

  • Riverloop Amphitheatre & Plaza – Public events and concerts

  • Phelps Youth Pavilion & Waterloo Center for the Arts – Creative community spaces


Transportation & Accessibility

  • Highways: Quick access to Hwy 218, Hwy 63, and US-20

  • Public Transit: Located on MET Transit routes for city-wide bus service

  • Parking: Ramp nearby and street parking (1 hour free, Discount passes for workers)

  • Bike Accessibility: Proximity to Cedar Valley Trails system for bike commuters


    Want to know more about this space Please contact us! Looking for other Retail Space for lease in Waterloo, IA? Go to Hottlerealestate.com


    skyview of building. suite is on right side of tall building
    High view of building

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